The Great Nevada Beer Tradition. Folks have been brewing beer in Nevada since before it achieved statehood. There are many outstanding breweries here, including Big Dog's Brewing Company, Sun City Brewing Company, Silver Peak Brewery and the Virginia City Brewing Company. People in Nevada like their suds so much that every year they stage the Nevada Beer Weeks, an ongoing beer extravaganza that lasts from May 13th through June 1st. The states' micro-breweries show their wares and offer tastings that bring beer enthusiasts back every year.
Renting to own is one of the best ways to get into your own house. A rent to own agreement means you don't need a large deposit to secure a home - your regular rent includes a portion that progressively turns into a downpayment. This means you can skip costly mortgage insurance while getting to know your neighbourhood. The whole process also builds on your history of savings and payments, improving your credit rating and your chances of later qualifying for a conventional mortgage.
If you want to see different types of homes for sale in your area including RTO listings, housinglist.com is a great resource. When you pull up the site, it'll ask you for your desired zip code. When you enter this information, a list of different houses will come up along with how they're being sold. There are foreclosures, for sale by owner, real estate listings, and RTOs. You click on 'get more details' to see more about the houses. You register for the site to get access to contact information and additional house information.
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Housing Statistics In this city, the average home sale price is $186,276, while the median home sale price is $142,500. In addition, 2,487 real estate sales were completed in North Las Vegas over the course of roughly a month. Another point of interest for buyers is how the 2007-2011 American Community Survey notes that the city's total vacancy rate is 12.4%. According to the same report, the homeowner vacancy rate is roughly 2.4%, while renter vacancies sit at 7.8%. These are important factors to consider when looking at rent to own options.
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There is no shortage of buyer options with RealtyStore. Look for Smart Score as you look through MLS, foreclosure, rent to own, for sale by owner (FSBO), and other real estate deals. Smart Score is an indicator to show how well the home is priced compared to other homes in the area. Higher scores mean it is a great deal, and a low score means you should negotiate aggressively when you make an offer.
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“This is simply an agreement to transfer ownership of property between a seller and buyer,” he said. “Essentially, it is a purchase contract that takes years to close instead of 30 to 60 days. The buyer may pay the seller a down payment and then pays monthly payments. If the buyer meets the agreement's requirements, the seller then gives the buyer the deed to the property.”
In a rent-to-own agreement, you (as the buyer) pay the seller a one-time, usually nonrefundable, upfront fee called the option fee, option money or option consideration. This fee is what gives you the option to buy the house by some date in the future. The option fee is often negotiable, as there’s no standard rate. Still, the fee typically ranges between 2.5% and 7% of the purchase price.
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(If your property has landscaping, you will receive a notice in the mail with your watering schedule and your group letter. This dictates what days you can water. Your irrigation clock is usually inside the garage. It is your responsibility to learn how to use it. If you want us to come out and set your clock, the charge is $25. If you get a fine for excessive use of water you may get a fine.)
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Buying foreclosure homes is currently a very popular choice, as 40% of all homes being sold today are foreclosures. RealtyStore continually builds a comprehensive foreclosure listings from hundreds of public and private data sources. Our foreclosure listings currently stand at over 1 million and include Short Sales, Bank Foreclosures, HUD Homes, Pre-foreclosures and more.
Owning a home is truly the American Dream. Buying a home can be a difficult process, especially for those with poor credit, no credit and/or a limited amount to invest. A Lease to Own, also known as Rent to Own, Option may be just for you! Based on your individual criteria, we can be very creative with financing and fit it to your needs. We are not loan brokers, bankers, real estate agents or selling homes for someone else, we are the owners or we have a legal equitable interest in the property.
The concept of rent-to-own transactions first emerged in the United Kingdom and continental European countries under the hire purchase model. One of the first rent-to-own retail stores established in the U.K. was Lotus Radio, which began operating as a radio rental business in 1933. Within the United States, the practice of retail-based rent-to-own businesses began to develop in the 1950s and 1960s. Individuals cited as key figures in the history of the rent-to-own transaction and application as a business model include Charles Loudermilk, Sr., who in 1955 began renting out Army surplus chairs and later founded Aaron Rents, and J. Ernest Talley, who started Mr. T’s Rental in Wichita, Kansas in 1963, and later helped establish Rent-A-Center.
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What happens when you find the home of your dreams but aren’t quite ready to take out a loan and accept responsibility for a mortgage and property upkeep expenses? You hope there’s a rent-to-own option. This type of contract allows you to rent the home for a designated period of time with the understanding that you can purchase the home near the end of the contract. This gives you time to adjust to your new neighborhood and shop around for the best lender to service your mortgage application. You can end up in a better financial position for taking that time, and you don’t lose out on the home since you get to move in right away as a renter.